Privacy Policy for RetirementAdvisor.US

The Retirement Advisor Council ("we" or “The Council”) respects the privacy of users of our Website RetirementAdvisor.US.

We will not distribute information that identifies you individually or reveals your identity (herein called "Identifying Information"), such as your email address, unless you give your prior approval in response to a request made by The Council or unless distribution of that information is permitted under this Privacy Policy.

Periodically, we conduct surveys of Website users to better understand user needs and market trends.   We host the surveys on our websites and collect the responses that you submit to the survey administrator. The survey administrator is usually the same person who invited you to take the survey. The survey administrator may have its own privacy policy, separate from the Privacy Policy for RetirementAdvisor.US. The Council doesn't sell or share your personal survey responses with third party advertisers or marketers.

We can provide Identifying Information to other parties if required by law, court order, or an enforceable request from a government or law enforcement authority.

Identifying Information will be available to other users of RetirementAdvisor.US to the extent you choose to post the information onto a public forum on the Website.

We may collect and use information about you and your use of RetirementAdvisor.US, including Identifying Information, for our own internal purposes such as, for example, analyzing usage of RetirementAdvisor.US in order to improve them or to process membership applications. RetirementAdvisor.US logs IP addresses for systems administration, diagnostic, and site tracking purposes, and to report aggregate information to the Executive Board of the Council and Council Committees. RetirementAdvisor.US does not link IP addresses to information identifying users individually.

We may use or distribute information about you and your use of RetirementAdvisor.US in ways that do not identify you individually or reveal your identity.

In the course of its business, The Council may buy or sell sites or assets. In these kinds of transactions, customer information (such as Identifying Information) usually is one of the transferred business assets. In the event that The Council is spun-off, acquired, merged, or otherwise combined with another party, customer information (such as Identifying Information) will be one of the transferred assets. We will not engage in such a transaction unless the other party or parties agrees to continue to honor this Privacy Policy with respect to any Identifying Information we have collected through the date of the transaction. (Please note that the Privacy Policy thereafter would be subject to change upon providing proper notice to you, as described elsewhere in this Privacy Policy.)

The Council may use other companies and persons to perform certain functions for us. These functions might include, for example, processing credit card payments, providing customer service, conducting surveys, and sending e-mail. These other companies and persons may have access to customer information (such as Identifying Information) that's needed to perform their functions, but they are not authorized to use it for any other purposes.

Correcting Personal Information

The user is provided with a mechanism to modify any Identifying Information that has been registered with the site. The user's profile can be accessed at <url>

After providing username and password, the resulting page will display the most current personal information that the user has given us. The user may modify this information by overwriting the text boxes with new data, or may specify via a checkbox that the account is to be deleted entirely. By clicking the "Click to record changes (or delete)" button on that page, this new information will be stored as the user's resume (or will be deleted, if the appropriate checkbox was checked).

Security

The Council takes precautions to protect information collected from Website users. When users submit information, it is protected both online and offline. If you have questions about security at our Website, you can send an e-mail to Executive Director Eric Henon at ehenon@retirementadvisor.us

Cookies

The Website uses a file called a "cookie" to store the user's username and password so that the user doesn't have to re-enter this information each time he or she visits the site. The cookie is used only if a username and password are entered into the form. Website users can remove the RetirementAdvisor.US site cookie from their computer by clicking the "Now logged in; click if you need to clear cookies (log out)" link on the message boards table of contents. (If that link does not appear, there is no cookie stored on the user's computer.)

Changes to this Privacy Policy

This Privacy Policy is subject to modification from time to time via the posting of a notice at this URL for at least 30 days that the RetirementAdvisor.US Privacy Policy has been changed.   Should you wish to opt-out of such modifications to the Privacy Policy, you may do so by following the instructions that will appear at this URL or in the aforesaid e-mail.

If you have questions or concerns regarding this statement, please contact the RetirementAdvisor.US webmaster by e-mail: ehenon@retirementadvisor.us

(This privacy policy was adopted on <insert date>.)